When you work for an employer, you may be entitled to certain benefits, including workers compensation after an accident or injury. But navigating workers compensation laws in North Carolina can be tricky. So it’s important to understand your rights and how to file a workers compensation claim. In this blog, we’ll explore workers compensation accidents in North Carolina, what to do after an accident, and how to file a workers compensation claim in NC.
What is Workers Compensation?
Workers compensation, or workman’s compensation as it’s sometimes called, is a type of insurance that provides compensation for employees who are injured or become ill due to their work. It is designed to protect employees from the financial burden of medical bills, lost wages, and other expenses that can arise from a workplace injury or illness. In most states, workers compensation laws require employers to carry workers compensation insurance for their employees, and the coverage is typically provided through private insurance companies.
North Carolina Workers Compensation Law
The North Carolina Workers Compensation Act was enacted in 1929 to provide employees with medical care and financial benefits in the event of a workplace injury or illness. The act applies to employers with three or more employees and covers both full-time and part-time workers. It also provides protection for certain independent contractors.
Under North Carolina’s workers compensation law, employers are required to provide medical care and financial benefits to employees who are injured or become ill while on the job. Benefits may include medical expenses, lost wages, and death benefits for family members in the event of a workplace fatality.
Understanding Workers Compensation in North Carolina
In order to receive workers compensation benefits, employees should hire a workers compensation lawyer and must file a claim with their employer. The claim must include information about the injury or illness, the date it occurred, and any medical records or other documentation related to the incident. The employee must also provide proof of their employment and any other information requested by the employer.
Once the claim is filed, the employer must submit it to the North Carolina Industrial Commission for review. The Industrial Commission will then determine whether the employee is eligible for workers compensation benefits. If the claim is approved, the employee will be notified and the employer will be required to provide benefits according to the law.
Common Types of Work Accidents
Workplace accidents can happen at any time and in any industry. However, some common types of workplace accidents in North Carolina include slips and falls, car accidents, and workplace violence.
Slips and falls are the most common type of workplace accident. Slips and falls can occur due to wet surfaces, loose carpeting, or other hazardous conditions. Employees should be aware of these potential hazards and take the necessary steps to avoid them.
Car accidents can also occur in the workplace. Employees who drive for their job are particularly at risk for car accidents, so employers should provide clear instructions on safe driving habits and implement a strict policy for distracted driving.
Finally, workplace violence is a serious issue in North Carolina. Employers must take steps to prevent violence in the workplace, such as implementing clear policies and procedures, providing safety training, and conducting background checks.
Steps to Take After an Injury Occurs
If you’ve been injured on the job, there are several steps you should take to protect your rights. And try to ensure you receive the necessary medical care and financial benefits.
First, seek medical attention right away. It’s important to get the medical care you need to make a full recovery. It’s also important to document your injury and any medical treatments you’ve received.
Second, report the injury to your employer. You should report the injury as soon as possible to ensure your employer is aware of the incident. So they can take the necessary steps to provide you with the benefits you need.
Third, keep detailed records of the incident. You should keep records of your injury, including medical records, photographs, and witness statements. These records will be important when filing a workers compensation claim.
How to File a Workers Compensation Claim in NC
Once you’ve taken the necessary steps to protect your rights, you can file a workers compensation claim in North Carolina. The claim must be filed within two years of the date of the injury or illness.
To file a claim, you must complete and submit the necessary forms to the North Carolina Industrial Commission. The forms must include information about the injury or illness, the date it occurred, and any medical records or other documentation related to the incident. You should also provide proof of your employment and any other information requested by the Industrial Commission.
Once the claim is filed, the Industrial Commission will review it. And they will make a determination of your eligibility for workers compensation benefits. If approved, the employer will be required to provide benefits according to the law.
Workers compensation accidents are a serious issue in North Carolina. And it’s important to understand your rights and how to file a workers compensation claim. By following the steps outlined in this blog, you can ensure you receive the necessary medical care and financial benefits to make a full recovery.
If you’ve been injured on the job in North Carolina, contact an experienced workers compensation attorney to discuss your case. An attorney can help you navigate the workers compensation laws in North Carolina and ensure you receive the benefits you need.
Navigating workers compensation in North Carolina can be tricky. But with the right information and legal help, you can make sure you get the compensation you deserve.
CTA: If you’ve been injured on the job in North Carolina, contact us today to discuss your workers compensation case.